Liquidity OS.
Never let cash sit idle.
Most Indian companies leave ₹2 Cr to ₹50 Cr sitting in 0% current accounts simply because the finance team doesn't know when it will be needed next. Liquidity OS turns raw bank statements into predictable surplus deployment horizons.
From Raw Bank PDF to Regulated Yield
Statement Ingestion
Upload encrypted bank PDFs across HDFC, ICICI, SBI, Axis, Kotak, and 15+ Indian banks. Statements parse in under 30 seconds.
Outflow Buffering
The algorithm automatically isolates upcoming payroll dates, statutory advance tax deadlines, GST cycles, and vendor payment rhythms.
Horizon Calibration
Surplus balances are bucketed into 0-7 day, 7-30 day, and 90+ day windows so liquidity is never compromised.
One-Click Execution
Finance managers approve deployment with dual-control maker-checker directly to NSE MF or clearing houses without leaving Surplo.
Calibrated Surplus Horizons
100% liquid. Zero duration risk. Withdrawable anytime for immediate operational outflows.
T+1 redemption. Perfect for GST payments, vendor payouts, and mid-month buffers.
Equity tax treatment via Arbitrage or high-quality CP/CD debt for quarterly corporate taxes.
Lock in fixed coupon payouts directly mapped to your capex and expansion milestones.
Test Liquidity OS on your statements
Upload a sample anonymized bank statement during our live walkthrough and discover where unoptimized float is currently resting.
Book a Treasury Walkthrough